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HVAC Financing

With financing options from Chicago HVAC Repair Doctor, you can get the HVAC improvements you need, no matter your budget. Simply choose the plan that suits you best, and enjoy your new installation or repair.

What Is HVAC Financing?

HVAC customer financing is a financial arrangement between you and another party in which you can get HVAC repairs or installations without paying the full amount upfront. 

Can You Finance a New HVAC?

After a hassle-free vetting process, you can choose an HVAC system or service in line with the amount you qualify for. If you need financing for an HVAC system and are wondering what kind of HVAC you can get, there are many options. From ductless HVAC systems to central heating and cooling, financing is a great way to upgrade your home.

What Should I Know Before Getting Financing?

Once you decide to get financing, it’s important to understand the agreement. Here are a few vital things to know:

  1. The terms and conditions.
  2. The interest rate you’ll be paying.
  3. How repayment works and what happens if you pay off early.
  4. Details about rebates and how those work.

Types of HVAC Financing Programs We Offer

Whether you need to upgrade your current HVAC system or need repairs, our financing programs are affordable and manageable. We have financing programs ideal for homeowners, property managers, and business owners.

Our Third-Party Financing Plan

We offer an affordable, long-term financing solution to help make your home more comfortable. Please see below for details about each plan. 

Explore our variety of promotion options:

  • You won’t have to pay monthly interest if paid in full within 6 months* (Plan 920)
  • 9.99% APR until fully paid* (Plan 943)
  • 7.99% APR until fully paid* (Plan 971)
  • 5.99% APR until fully paid* (Plan 980)
  • You won’t have to pay monthly interest if paid in full within 18 months* (Plan 924)

See Full Details

Apply Today

How Financing Your HVAC System Benefits You

With HVAC financing for customers, you don’t have to use your savings or other money to get a new HVAC system or repair. Some more benefits of financing include:

  • An HVAC system you want: Enjoy the HVAC system you want while paying it off.
  • Financial flexibility: You can pay off the HVAC in a way that works for your budget.
  • Energy efficiency: A new HVAC system can help you save on energy bills. 
  • Get an emergency repair without upfront costs: Financing is especially beneficial if you need an emergency installation and don’t have the money upfront.

Why Choose Chicago HVAC Repair Doctor for HVAC Financing?

When you choose us for your HVAC financing, you receive:

  • Transparent fees
  • Responsive support
  • Individualized attention
  • Financing for a variety of HVAC services

Explore Our HVAC Financing Programs Today

Get the upgrade or installation you’ve always wanted. Call us at 312-313-8411 or contact us online today.


* Plan 920: No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to this promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plan 943: Interest will be charged on promo purchase from the purchase date at a reduced 9.99% APR and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plan 971: Interest will be charged on promo purchase from the purchase date at a reduced 7.99% APR and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plan 980: Interest will be charged on promo purchase from the purchase date at a reduced 5.99% APR and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plan 924: No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to this promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Customer Reviews

Our customers speak for us

Amazing customer service. We had an emergency and they came out very quickly. I think we were right outside of their perimeter but because it was cold and our heating went out they sent someone to fix the issue. Alan was our technician. He is very knowledgeable, efficient, and very straight forward with the issue. I really recommend this company and look forward to working with them in the future.

Alicia

Joshua and Paul were very professional and showed up on time. Josh walked me through my entire inspection and answered all the questions I had for him. Customer service has also been excellent, which is a huge plus! Prices are fair, and I highly suggest using this company for any heating or HVAC needs.

Sarah

Highly recommend Chicago HVAC Repair Doctor, Inc. I recently moved into a condo, and had AC maintenance done. The Chicago HVAC Doctor team was incredibly responsive from the first scheduling call. They provided text updates the morning of the scheduled maintenance, and took the time to walk me through every step of their process. I will be calling them again in the fall for furnace maintenance!

Lauren
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